Medicare Supplement Plans (Medigap)

A Medicare Supplement plan (Medigap) fills the gaps in your government-provided Medicare Part A (hospital coverage) and Medicare Part B (doctor visits and medical care coverage).

There are many differences between a Medicare Supplement plan and a Medicare Advantage plan. One of our licensed sales agents will answer your questions and have a conversation with you about your health care needs, lifestyle, and priorities to help you determine which type of plan, a Medicare Supplement plan, or a Medicare Advantage plan is the better fit for your needs. Based on which kind of plan you prefer, we’ll show you specific plans that meet your criteria so you can select the insurance plan you want and enroll.

The most popular benefits of Medicare Supplement plans are

  • Low or zero deductibles and co-pays
  • No networks; use your plan nationwide with any doctor or health provider who accepts Medicare and is accepting new patients
  • You don’t need to choose a primary care doctor
  • You don’t need a referral to see a specialist (however, the specialist must take Medicare)
  • Includes all the benefits of Original Medicare Parts A & B

What do Medicare Supplement plans cover?

  • Doctor visits including preventative care
  • Medically necessary care to diagnose and treat medical conditions
  • Diagnostic tests
  • Urgent care visits
  • Emergency room visits
  • Ambulance services
  • Mental health care inpatient, outpatient, and partial hospitalization
  • Necessary care in a hospital or skilled nursing facility
  • Hospice care
  • Home health care
  • Durable medical equipment (DME) (for example, a wheelchair or walker)

Important Facts about Medicare Supplement Plans

  • Medicare Supplement plans have a higher monthly premium than most Medicare Advantage plans, but they typically have zero or low co-pays and deductibles.
  • Because Medicare Supplement plans offer low or zero co-pays and deductibles, they are often cost-effective for those who regularly or frequently have doctor visits or health care treatments.
  • Medicare Supplement plans have no networks; you can see any provider who accepts Medicare. If you travel frequently or like to pick your doctors, a Medicare Supplement plan could be a great fit.
  • Prescription drug coverage is not included. A Medicare Prescription Drug Plan (Medicare Part D) will reduce your annual prescription expenses.
  • The best time to buy a Medicare Supplement policy is when you turn 65 and enroll in Medicare Part B. Acceptance is guaranteed, even if you have health problems.
  • For those who seldom visit doctors or get medical care, a Medicare Advantage plan may be a better fit – you may save money while still getting all the medical services you need and want.

The easy way to decide on a Medicare insurance plan is to talk with our trained and licensed sales agents. We’ll ask you a few simple questions to understand your needs then research to find a handful of Medicare supplement insurance plans that meet need your needs at competitive prices, so it’s easier to pick the one that works well for you.

Get a free quote or contact us now for a no-cost, no-obligation conversation with a licensed sales agent about a Medicare plan for you or your loved one. Are you already on a Medicare plan but not sure if it’s the right fit? Get a free plan review.

Get a
Medicare Supplement Plan

Get Free Quotes

Talk with a helpful,
licensed sales agent now

(425) 418-9034

Shop Now for a Medicare Plan

Medicare Supplement Plans (Medigap)

A Medicare Supplement plan (Medigap) fills the gaps in your government-provided Medicare Part A (hospital coverage) and Medicare Part B (doctor visits and medical care coverage).

There are many differences between a Medicare Supplement plan and a Medicare Advantage plan. One of our licensed sales agents will answer your questions and have a conversation with you about your health care needs, lifestyle, and priorities to help you determine which type of plan, a Medicare Supplement plan, or a Medicare Advantage plan is the better fit for your needs. Based on which kind of plan you prefer, we’ll show you specific plans that meet your criteria so you can select the insurance plan you want and enroll.

Get a
Medicare Supplement Plan

Get Free Quotes

Talk with a helpful,
licensed sales agent now

(425) 418-9034

Shop Now for a Medicare Plan

The most popular benefits of Medicare Supplement plans are

  • Low or zero deductibles and co-pays
  • An annual out-of-pocket maximum
  • No networks; use your plan nationwide with any doctor or health provider who accepts Medicare and is accepting new patients
  • You don’t need to choose a primary care doctor
  • You don’t need a referral to see a specialist (however, the specialist must take Medicare)
  • Includes all the benefits of Original Medicare Parts A & B

What do Medicare Supplement plans cover?

  • Doctor visits including preventative care
  • Medically necessary care to diagnose and treat medical conditions
  • Diagnostic tests
  • Urgent care visits
  • Emergency room visits
  • Ambulance services
  • Mental health care inpatient, outpatient, and partial hospitalization
  • Necessary care in a hospital or skilled nursing facility
  • Hospice care
  • Home health care
  • Durable medical equipment (DME) (for example, a wheelchair or walker)

Important Facts about Medicare Supplement Plans

  • Medicare Supplement plans have a higher monthly premium than most Medicare Advantage plans, but they typically have zero or low co-pays and deductibles.
  • Because Medicare Supplement plans offer low or zero co-pays and deductibles, they are often cost-effective for those who regularly or frequently have doctor visits or health care treatments.
  • Medicare Supplement plans have no networks; you can see any provider who accepts Medicare. If you travel frequently or like to pick your doctors, a Medicare Supplement plan could be a great fit.
  • Prescription drug coverage is not included. A Medicare Prescription Drug Plan (Medicare Part D) will reduce your annual prescription expenses.
  • The best time to buy a Medicare Supplement policy is when you turn 65 and enroll in Medicare Part B. Acceptance is guaranteed, even if you have health problems.
  • For those who seldom visit doctors or get medical care, a Medicare Advantage plan may be a better fit – you may save money while still getting all the medical services you need and want.

The easy way to decide on a Medicare insurance plan is to talk with our trained and licensed sales agents. We’ll ask you a few simple questions to understand your needs then research to find a handful of Medicare supplement insurance plans that meet need your needs at competitive prices, so it’s easier to pick the one that works well for you.

Get a free quote or contact us now for a no-cost, no-obligation conversation with a licensed sales agent about a Medicare plan for you or your loved one. Are you already on a Medicare plan but not sure if it’s the right fit? Get a free plan review.

Bruce Wayne Davis Medicare Insurance Broker Medicare Supplement Plans