Medicare Advantage Plans (Medicare Part C)

If you are 65 or older, when it comes to selecting your Medicare insurance plan, you have two types to select from:

1. Medicare Advantage Plans (also known as Medicare Part C) and
2. Medicare Supplement plans (also known as Medigap)

The easiest way to select the right Medicare insurance plan is to have a conversation with one of our licensed sales agents. We will ask you some simple questions to help you determine the right type of plan for you, your health care needs, and your lifestyle. Then, based on your priorities, we’ll show you specific insurance plans that meet your criteria so you can select a plan and enroll.

The Most Popular Benefits of Medicare Advantage Plans

• Most plans have zero premium or a low monthly premium
• Plans have an annual out-of-pocket maximum
• Includes all the benefits of Original Medicare Parts A & B plus additional benefits
• Prescription drug coverage (Medicare Part D) is usually included
• You can add coverage for routine vision, dental, and hearing
• Simplicity – one private health insurance company administers all of your Medicare benefits

Most Medicare Advantage Plans Cover All This

• Doctor visits
• Urgent care visits
• Emergency room visits
• Diagnostic tests
• Ambulance services
• Necessary care in a hospital, skilled nursing facility, or rehabilitation facility
• Outpatient surgeries
• Durable medical equipment (wheelchair, walker, etc.)
• Prescription drugs
• 24-hour nurse hotline

Important Facts about Medicare Advantage Plans

• Most Medicare Advantage plans have a co-pay or deductible when you use services
• Because Medicare Advantage plans often have zero or low premiums and co-pays, they are usually cost-effective for those who only occasionally use medical care. If you frequently use medical care, a Medicare Supplement plan may be a better fit for you.
• Most Medicare Advantage plans require that you use in-network providers. If you travel regularly or like to pick your providers, consider Medicare Supplement plans – you can see any provider who accepts Medicare and is accepting new patients.

The easy way to decide on the right type of plan is to talk with a licensed sales agent. Answer a few simple questions, and we can let you know which options and plans are likely to provide the best coverage and value for your needs. We will show you several insurance plans so you can select the one that suits you best.

Lifestyle and health care needs can change, so it’s essential to review your options every year during the open enrollment, October 15 – December 7.  If you don’t like the plan you picked during open enrollment, you may change your plan between January 1 and March 31.

Get a free quote or contact us now to talk with a licensed sales agent to find a plan that fits your needs and lifestyle.